LEARN MORE APPLY NOW The Edge Fund offers flexible financial products to help you find affordable, inclusive, and diverse housing opportunities. MISSION-DRIVEN LENDING

The Edge Fund is a mission-driven lender that is focused on offering flexible financial products that will create diverse and inclusive affordable housing opportunities across the housing spectrum.

Affordable housing
HomeSmart Mortgage
These are single-family home loans for creditworthy, low- to moderate-income borrowers, offering a below-market interest rate for market-rate housing fixed for the life of the loan.
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The Delaware Apartments - Long Branch Restaurant
BridgeSmart Bridge Loan
These are bridge loans to tax credit projects during the construction or substantial rehabilitation period and may extend beyond the property’s placed-in-service date.
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Indy AMP
The Indy Affordable Modification Program (IndyAMP) allows homeowners negatively affected by COVID-19 to refinance mortgage debt at a below-market interest rate for up to 30-years.
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IDEAL HOMESMART BORROWERS

The mission of the Edge Fund is to promote resilient communities by investing in high-quality housing opportunities available to all people regardless of income. Our HomeSmart Mortgage program is tailor-made for low- to moderate-income households. Here are some qualifications for our borrowers.
Credit Standing
Our borrowers must have a minimum credit score of 600 to qualify.
Down Payment
No down payment requirement, limiting out of pocket expenses.
Qualifying Income
Our ideal borrowers have low to moderate income.
Eligible Properties
This program is designed for single family, owner-occupied housing.
Use Our Mortgage Calculator

SERVICES WE OFFER

The Edge Fund can help you in a variety of ways. Reach out to our team to see how we can help you.
Edge Fund | Single Family Mortgage Loan Fund
Homebuyer Support
Have questions about the homebuying process? Want to know what programs are available to help you? Contact our team and we will help you determine whether homeownership is right for you.
Single Family Home Loan Mortgage Options in Indianapolis
Mortgage Options
Our team can help you evaluate different mortgage loan products and lenders. Mortgage Loan Officers from our trusted bank partners are regularly available at our office to answer all your mortgage questions.
Builder and Realtor Referrals in King Park
Builder / Realtor Referrals
Don’t know where to start? Our team can refer you to trusted builders and realtors active in the area. Their experience can help you make informed choices about your homebuying decision.
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Liaison to Homebuyer Programs
Are there homeownership training classes or down payment assistance programs available to help you? Contact our team and we will connect you to resources available to assist potential homebuyers.

OUR PARTNERS

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PNC
Woodforest National Bank
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NeighborWorks
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OUR PROCESS

Interested in our HomeSmart Mortgage program?
Start the application process now to get income qualified.

GET STARTED

2019 Audit

2018 Audit