The mission of the Edge Fund is to promote resilient communities by investing in high-quality housing opportunities available to all people regardless of income. Our HomeSmart Mortgage program is tailor-made for low- to moderate-income households. Here are some qualifications for our borrowers.
Our borrowers must have a minimum credit score of 600 to qualify.
No down payment requirement, limiting out of pocket expenses.
Our ideal borrowers have low to moderate income.
This program is designed for single family, owner-occupied housing.
The Edge Fund can help you in a variety of ways. Reach out to our team to see how we can help you.
Have questions about the homebuying process? Want to know what programs are available to help you? Contact our team and we will help you determine whether homeownership is right for you.
Our team can help you evaluate different mortgage loan products and lenders. Mortgage Loan Officers from our trusted bank partners are regularly available at our office to answer all your mortgage questions.
Builder / Realtor Referrals
Don’t know where to start? Our team can refer you to trusted builders and realtors active in the area. Their experience can help you make informed choices about your homebuying decision.
Liaison to Homebuyer Programs
Are there homeownership training classes or down payment assistance programs available to help you? Contact our team and we will connect you to resources available to assist potential homebuyers.
Interested in our HomeSmart Mortgage program? Start the application process now to get income qualified.